Cashless payments on the rise in SA

Cashless payments on the rise in SA

With the cost of cash withdrawals increasing and the growing concern over data security, South African consumers are rapidly adopting cashless payments, as revealed by the latest numbers from Virgin Money Spot. The bank agnostic peer-to-peer payment app rocketed onto...
So, how safe is online shopping?

So, how safe is online shopping?

Online retail is a huge business today, with an increasing number of consumers across the world turning to the Internet to buy products and services. There are several reasons for this, but the obvious ones are convenience, affordability and range of choice that...
Unconscious queues, subconscious clues

Unconscious queues, subconscious clues

By Rob van der Westhuizen, Compuscan With almost 2000 malls in South Africa, around 100 000 consumers flock to malls weekly [1]. They stand in queues waiting to pay for groceries, televisions, clothing, the latest shoes, and a variety of other things they may or may...
New limits for consumer credit charges

New limits for consumer credit charges

By Bridget King, Cliffe Dekker Hofmeyr Director, Finance & Banking On 6 May 2016, the Limitations on Fees and Interest Rates Regulations (Final Regulations) in terms of the National Credit Act, 2005 (NCA) will come into effect. The Final Regulations effectively...